Proudly present our Overdraft

An overdraft is a flexible credit facility that allows you to borrow funds from your bank account, beyond the available balance, up to an agreed limit. It provides a convenient and instant source of funds to meet your short-term financial needs and manage unexpected expenses.

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  • Instant access to funds: With an overdraft, you have immediate access to funds whenever you need them, without the need to apply for a separate loan or credit facility.
  • Flexible borrowing limit: Our overdraft facility comes with a flexible borrowing limit that is determined based on your creditworthiness and financial standing.
  • Pay interest only on the amount used: You only pay interest on the amount of the overdraft that you use, providing cost-effective financing for your short-term needs.
  • Easy repayment options: You can repay the overdraft amount in flexible installments or in full, depending on your financial capability and preferences.
  • Convenience and control: Our overdraft facility can be accessed through various channels, including online banking and ATM withdrawals, giving you the convenience and control to manage your finances.
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Why Choose US?

Trusted banking partner

As a reputable bank, we prioritize customer satisfaction and financial security. Our overdraft facility is designed to provide a reliable and secure source of funds for your financial needs.

Cost-effective financing

You only pay interest on the amount of the overdraft that you use, making it a cost-effective financing option for your short-term needs.

Financial flexibility

Our overdraft facility offers financial flexibility, allowing you to manage unexpected expenses, bridge temporary cash flow gaps, or seize investment opportunities.

Tailored to your needs

We offer personalized overdraft limits based on your creditworthiness and financial standing, ensuring that the facility is customized to meet your specific requirements.

Convenience and accessibility

With instant access to funds through various channels, our overdraft facility provides convenience and accessibility whenever you need it.

Hassle-free process

Opening a fixed deposit account with us is quick and easy, with minimal documentation requirements and a seamless application process.

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